Cognitive Reflection and the Enrolled Agent Exam

A bat and a ball cost $1.10 in total. The bat costs $1.00exclude the amount of the loss Robert was unable to
more than the ball. How much does the ball cost?claim from her gain. Your heart flutters with excitement
_____ cents.as you mark choice A. $500 as your answer and
Shane Frederick, an associate professor at Yalemove on with the comfort that you are one correct
University's School of Management, published thisanswer closer to becoming an enrolled agent. That
question as part of a three question Cognitiveenrolled agent course you took definitely paid off...or did
Reflection Test in the Journal of Economicit?
Perspectives-Volume 19, Number 4-Fall 2005, pagesUnfortunately, no amount of ea exam review will help
25-42. This test measures your ability to take a moreif you rush through the answer. If you do not take the
reflective approach in your answers, and not simplytime to review your response and check what the
trusting your instinctive response. If you are like mostquestion is asking, you are setting yourself up for this
people, you intuitively guessed 10 cents as the cost ofclassic mistake. It is correct that Jason cannot report
the ball. Of course, this cannot be correct, but if 10the loss (related party transaction) and Lila can
cents is your answer it is very likely you wereexclude the amount of the loss previously disallowed
confident with your choice. This occurs because of theto him, recognizing only $500 of the gain. Unfortunately,
instant ability of your brain to draw a conclusion aboutthat is not what the question asks. In addition to the
the question, acting on impulse, and subtracting $1.00 asrelated party rules, this question also tests your
the cost of the bat from the total spent of $1.10. If youunderstanding of the difference between realized and
reflect further on the question, you will see that the ballrecognized gains. Lila's realized gain is $7,500.
cannot be 10 cents as the difference between $1.00Amount realized - The amount realized from a sale or
and 10 cents is 90 cents, and not the $1.00 indicated intrade of property is everything received for the
the question. In reality, this is not that difficult of aproperty. This includes the money, the fair market
question. The cost of the ball is 5 cents and the bat isvalue of any property or services, and debt or other
$1.05. To figure the correct answer, you must fight theliabilities assumed by the buyer.
tendency we all have to accept our intuition and quicklyRealized gains - The difference between the adjusted
move forward. In other words, take the time to reflectbasis and the amount realized in a sale is the realized
on the question and the appropriateness of yourgain (or loss) on the transaction. Lila's basis is the
answer before moving on.amount she paid for the stock.
The enrolled agent exam will provide your brain withAmount recognized - The amount of income or loss
several opportunities for cognitive missteps. Be careful,recognized is the amount a taxpayer includes in
you just might see a tricky question like this on the eataxable income for the tax year.
exam:Sometimes we are just too darn smart for our own
SEE Sample Question:good. You will do better on this exam if you pace
Jason sold his Stone Cold Corporation stock to hisyourself and read the questions carefully before
sister Lila for $8,000. Jason's cost basis in the stockmoving on. You have three and one-half hours to take
was $15,000. Lila later sold this stock to Millis, anthe exam. This amounts to an average time for each
unrelated party, for $15,500. What is Lila's realized gain?question of over two minutes. The test is hard enough
A. $500without missing questions you would otherwise answer
B. $7,000correctly. Don't let your brain get in the way.
C. $7,500IRS Circular 230 Disclosure - Pursuant to the
D. $0requirements of the Internal Revenue Service Circular
This question has many factors that you must230, we inform you that, to the extent any advice
understand to answer it correctly. While you read therelating to a Federal tax issue is contained in this
question, your brain is forming opinions about thecommunication, including in any attachments, it was not
answer. The first thing you notice is that Jason has awritten or intended to be used, and cannot be used, for
loss on the sale of $7,000, but he sold it to his sisterthe purpose of (a) avoiding any tax related penalties
Lila. Reading on, you see that Lila later sold the stockthat may be imposed on you or any other person
to an unrelated party for a gain of $7,500. Immediately,under the Internal Revenue Code, or (b) promoting,
you recall that Robert cannot recognize a lossmarketing or recommending to another person any
because he is related to Lila; therefore, Lila cantransaction or matter addressed in this communication.