Filing a Joint Tax Return With Your Spouse

They say the world works on a concept known asalone can be a test on a relationship, but taxes are all
balance. To counterbalance the joys of yourabout saving money. Essentially, the situation boils
honeymoon, you get the misery of filing a joint taxdown to deductions. If you itemize, but lose deductions
return with your spouse.under the joint filing, it is time to file separately. The only
If you have recently married, you are hopefully living away to tell [groan] is to actually prepare the tax returns
blissful life of humor and happiness. The birds arefor each situation. Hey, nobody said taxes were fun.
singing, everyday is sunny and so on. Alas, there is oneIf you really want to tackle a tough issue, there is one
event each year that brings the joy of newlyweds toother time when you should definitely file separately.
a screeching halt. That event occurs when you mustSince you can't slap me through the computer, I can tell
sit down and file a joint tax return. Somewhere, ayou it is when your marriage is on the rocks. The
divorce attorney is smiling.reason has to do with joint liability. You and your
Before you and the spouse start shouting at eachspouse are jointly liable for all taxes you owe the
other, it probably makes sense to figure out how yougovernment. If one of you does not pay, the IRS will
will file. Essentially, you have two choices. The first islook to either of you to get its money. When marriages
known as married filing jointly and it usually the bestgo bad, the failure to pay taxes is often used by a
way to go. The second is married filing separately anddisgruntled spouse for revenge. While filing separately
often results in higher taxes being paid. Yes, this allmakes logical sense, marriage problems are not logical.
takes into account the "marriage penalty" for taxes.Give a lot of thought to the process before bringing
The media has the problems backwards.this issue up.
There is, however, one instance when going withIn general, filing jointly is the way to go in most
married filing separately may definitely make sense.marriages. There are instances that call for filing
The situation occurs where there is a seriousseparately, just be very careful about how you
imbalance in the earnings of each spouse, to wit, one isapproach them!
making a lot more than the other. Mentioning the issue