| People usually get time till 5 April (end of tax year) | | | | If you are interested in taking some risk but would not |
| every year to do savings in ISA to earn interest which | | | | be interested in tying for long duration, then 5 year |
| is tax free, on the money they save. As the deadlines | | | | FTSE 100 Enhanced Kick Out plan ISA from Investec |
| come nearer, the banks as well as many building | | | | which gives an interest of 9.25 % each year which is |
| societies try to offer higher paying ISAs in order to | | | | fixed with a scope of Kick Out after a year. |
| attract the investors. | | | | Cash Picks for Individual Savings Account |
| Investors have a choice of investing their funds in | | | | If you are interested in making investment in Cash ISA, |
| shares & stocks ISA or the cash Individual Savings | | | | then there is a 5 year capital protected deposit |
| Account. If you have already invested in the ISA but | | | | scheme of Investec which gives you an annual return |
| would like to shift to some other provider to take | | | | of 4.75 % ( monthly 0.38 %) and can even be used for |
| benefit of high rate of interest being offered to you | | | | cash ISA transfer. |
| and earn some extra bucks before tax year ends, | | | | In the meantime, ING Direct has a Cash ISA which |
| then you have ample time for that, but you must plan | | | | gives you guaranteed 2.50 % per annum. The |
| now to gain better. | | | | Natwest offers you a E cash ISA (for customers |
| Shares and Stock picks for the Individual Savings | | | | only), giving you a return of 2.50 percent. |
| Account | | | | Transfer Picks for ISA |
| If you have any interest in structured plan of 5 year | | | | If you have already made investment in ISA but would |
| duration, then you have Structured Products from the | | | | like to transfer to a better yielding account, then you |
| Investec, offering you a 62.5 % on maturity of its | | | | can go for UBS 5 year structured FTSE Income Plan |
| FTSE 100 Geared returns plan Individual Savings | | | | which is offering 6.50 % interest rate, and is available |
| Account, however there is no guarantee for the | | | | to you as transfer ISA and shares & stocks ISA. |
| returns and your capital can be at risk. | | | | |