| Prepaid expenses belong on the balance sheet and | | | | (Depending on method of payment) |
| can encompass costs such as rent, insurance, | | | | Each month a general journal entry would be made |
| advertising, and any other cost that normally would be | | | | expensing one month's premium cost. This entry would |
| expensed on your income statement but is paid in | | | | be as follows: |
| advance of the period in which it is owed. Prepaid | | | | Debit: Insurance Premium Expense $(1/12 of yearly |
| expenses differ from deposits as they will be used up | | | | premium) |
| within a specific period (usually within a year) as a | | | | Credit Prepaid Insurance Expense $(1/12 of yearly |
| deposit could be carried until the end of a contract | | | | premium) |
| when ever that might be. For example, prepaid rent | | | | Handling prepaid expenses in this way assures you |
| would be an upfront prepayment of the yearly rent, | | | | are following the rule of matching revenue with |
| but a rental deposit would be tied in with certain | | | | expense. You can see if you were on a calendar |
| contract obligations and not be an actual expense until | | | | fiscal year ending December 31st, and your insurance |
| the end of the contract. | | | | premium was due on November 1st to expense the |
| Should you, for example, pay for your yearly insurance | | | | entire premium in November would be inappropriate. |
| premium in one lump sum then you would charge this | | | | Although, an insurance premium is the most common |
| premium to an account called Prepaid Insurance. The | | | | prepaid expense, there are several others that you |
| entry would be: | | | | might come across. Anytime you pay an expense, no |
| Debit: Prepaid Insurance Expense $(amount of yearly | | | | matter what type, that will have a timing effect on |
| premium) | | | | your books; you should consider using a Prepaid |
| Credit Accounts Payable or Cash $(amount of yearly | | | | Expense account on your balance sheet for that |
| premium) | | | | expense. |