| If you are in the stock market, you no doubt have | | | | Exercise/Assignment, Expired Worthless or Open at |
| figured out that the tremendous rise and historic | | | | Year End-Index Marked to Market, you should not |
| plummet over the last few years has greatly affected | | | | have to take further action. But, there is a second |
| your taxes in ways that may be beyond your | | | | group that covers some possible scenarios that may |
| comprehension. If you are in the habit of doing your | | | | require you to take some manual action in order to |
| own taxes and are loathe to hire an accountant or | | | | resolve. These trades might fall within one of these |
| professional tax preparer, the thinkorswim tax | | | | categories" Expired Worthless Carryover From Prior |
| handbook and software may be for you. thinkorswim | | | | Year, Closing Purchase Carryover From Prior Year, |
| is a member of NASD/SIPC, National Association of | | | | Closing Sale Carryover From Prior Year and Unable to |
| Securities Dealers/Securities Investor Protection | | | | Locate Closing Action. |
| Corporation. | | | | The tax tool will separate the records into categories |
| When figuring out how much money you have gained | | | | under "tabs" along with similar transaction types. You |
| or lost over the previous tax year, bookkeeping can | | | | can even search for positions with similar stock |
| be a nightmare. This program provides tax | | | | symbols or OPRA roots. The trade records are then |
| reconciliation, with data received directly from your | | | | segregated for carry over from the previous year or |
| clearing firm and will contain every single transaction | | | | held over to the following year. And, to prevent further |
| for any given trading account. You have a choice of | | | | error, any records with missing fields will be marked |
| using the tax tools available within the "account | | | | with an orange arrow, enabling you to manually insert |
| statement" tab or your preferred spreadsheet | | | | the required information. Simply double-clicking the |
| application. Using these records you can generate a | | | | appropriate cell allows editing and the edited records |
| 1040, Schedule D and complete Form 6781. | | | | are also indicated by turning orange so that they are |
| The Tax Worksheet within the program refers to | | | | easily recognizable. The edited values are also |
| each individual transaction either by its trading symbol | | | | bold-faced so that you can easily see what fields |
| or its OPRA code. The system determines the state | | | | were edited and the RESET button will set everything |
| of each transaction and will even suggest a possible | | | | back to the original data for any single editing session. |
| way to reconcile any problems or to retrieve missing | | | | There is even an option to delete records, but it is |
| data. You can edit this file in order to enter it into the | | | | possible to inadvertently mark or unmark a record that |
| Schedule D and Form 6781. You can also import this | | | | you wanted to keep or delete. As with all deletion |
| information into TurboTax or another compatible tax | | | | processes, use with care. |
| prep software program. | | | | The method is straight forward and user-friendly. Even |
| The worksheet also has two additional lines, which are | | | | those who have habitually kept their trade information |
| not required for the Schedule D, but that will help with | | | | on cumbersome, but familiar, hand-written or |
| classification. There is an index and equity status field | | | | computer-generated spreadsheets are finding the |
| and you can even reclassify manually if you choose to | | | | thinkorswim tax tools, tax handbook and software one |
| put ETFs in this category. The status lines simply help | | | | more invaluable tool for getting their taxes done |
| you to understand your data. Once your trades are in | | | | accurately and on time and for making tax season |
| the right category: Matched Trades, Cash Settled | | | | much less stressful. |