The Art of Budget Planning - Tips to Get You Started

The dreaded "B" word. The one part of weddingitems.
planning that is no fun - budgeting! Once you've3. Stay organized. You will quickly realize that staying
decided on what you can spend and whether or notorganized during your wedding planning will make life
family will be pitching in, you'll need to work out aeasier. Download a wedding budget spreadsheet or
budget plan --preferably before meeting any vendors.create your own. If you're using a template, remember
It's all too often that brides fall in love with a venue onlythat all the items listed are just a guide.
to find out it is way out of their budget.4. Taxes/Tips. Forgetting to account for tax and tips
Here are some tips to help you as you and yourcan throw off your budget. When getting service
fiance crunch your wedding day numbers:quotes, make sure to ask if tax is already included and
1. Knowledge is power. In order for your budgeting tofind out what their tipping policies are. These may not
work, it has to be realistic. Find out what local vendorsbe included in your final price but either way, it will avoid
charge for their services. You can't base your budgetany surprises later on.
on what your parents paid their photographer 255. Don't count on wedding gifts. Many couples make
years ago or what your friend in the Midwest paid fordecisions that ultimately put them over their budget, in
her entire wedding. You may quickly realize that yourhopes that they will make their money back with their
original budget is not realistic. Adjust your budget afterwedding gifts. However, it almost never works out that
getting the estimates.way and at best, you'll be making half of it back.
2. Focus on what matters most. Decide what's mostBudgeting, like dieting, is never fun. It requires a watchful
important for you and your fiance and allocate youreye on our spending and usually means we have to
resources accordingly. If you are "foodies," your focusmake sacrifices along the way. However, there's more
will be on selecting a great caterer and menu that youto lose by not paying attention to the numbers. Being
and your guests will enjoy. If you love to dance (like Iclear about what you have to spend and how you will
do!), then hiring the right DJ and selecting the play list willuse your resources is empowering and will make it
be one of your top priorities. Listing your top prioritiesthat much easier to ensure you still have money for
will keep the focus on what matters most to you. Youlife after your wedding!
can then find ways to cut back on the remaining list