Tips for Taxpayers Making Charitable Donations

Charitable contributions must be made to qualifieddate and amount of the contribution and the name of
organizations to be deductible. You can ask anythe organization, or a payroll deduction record.
organization whether it is a qualified organization and5. Only contributions actually made during the tax year
most will be able to tell you. You can also check IRSare deductible. For example, if you pledged $500 in
Publication 78, Cumulative List of Organizations, whichSeptember but paid the charity only $200 by Dec. 31,
lists most qualified organizations. IRS Publication 78 isyour deduction would be $200.
available at IRS.gov.6. Include credit card charges and payments by check
1. Charitable contributions are deductible only if youin the year they are given to the charity, even though
itemize deductions using Form 1040, Schedule Ayou may not pay the credit card bill or have your bank
2. You generally can deduct your cash contributionsaccount debited until the next year.
and the fair market value of most property you7. For any contribution of $250 or more, you must
donate to a qualified organization. Special rules apply tohave written acknowledgment from the organization to
several types of donated property, including clothing orsubstantiate your donation. This written proof must
household items, cars and boats.include the amount of cash and a description and good
3. If your contribution entitles you to receivefaith estimate of value of any property you
merchandise, goods, or services in return – such ascontributed, and whether the organization provided any
admission to a charity banquet or sporting event –goods or services in exchange for the gift.
you can deduct only the amount that exceeds the fair8. To deduct charitable contributions of items valued at
market value of the benefit received.$500 or more you must complete a Form 8283,
4. Be sure to keep good records of any contributionNoncash Charitable Contributions, and attached the
you make, regardless of the amount. For anyform to your return.
contribution made in cash, you must maintain a recordAn appraisal generally must be obtained if you claim a
of the contribution such as a bank record – includingdeduction for a contribution of noncash property worth
a cancelled check or a bank or credit card statementmore than $5,000.
– a written record from the charity containing the